Christopher J. Buckley

Yes, i’ve jumped on the bandwagon! After reading the, comprehensive, instructions at Moneysavingexpert.com I’ve printed off a letter requesting a ‘comprehensive list of all the default charges for direct debit, unauthorised overdrafts and standing orders I have paid over the last six years.‘

Here’s an excellent video detailing the different options open to you in claiming your money back:

 
As a personal aside, i think i’m one of the very few people who has no complaints regarding the bank service I receive. I find my bank both efficient and courteous. I think, like many recovering students, we couldn’t actually have gotten through university without the quite generous over-draft facilities available to under-graduates. However, unauthorised bank charges are unfair and need to be stamped out.

The 40 days for my bank to respond starts now…